2018
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Things A First Time Homeowner Should Know
Spending years on building a good credit history and saving money in a bank account is a common road that many people take towards home ownership. Being handed the keys to a house for the first time as a owner is a great experience, especially due to not having to worry about dealing with a landlord. However, what many people fail to realize is that home ownership comes with a substantial amount of responsibility and possible problems.
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Are You A Contractor? Why You Should Protect Yourself With Contractor Liability Insurance
Working as a contractor can land you in some very diverse environments. One day could find you in a residential client's home as you repair their walls after a pipe lets loose and destroys the existing drywall. Another project might lead you to a construction site where you put the finishing touches on a new building. Each of these types of jobs comes with its own set of risks, and it's important for you to protect yourself.
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4 Advantages Of Parking In A Garage
When you decide where to park your vehicle each night, keep in mind that where you park your vehicle has multiple impacts on your life. Where you park your car can impact the likelihood of your vehicle getting damaged by other drivers or the elements. Where you park your car can help protect it from vandalism and theft. It can also impact your insurance rates. #1 Likelihood of Being Hit is Reduced
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3 Benefits Of Paying Your Homeowners Insurance Through Escrow
Many homeowners purchase and pay for their own homeowner's insurance policies separately from their mortgages. However, there is another option that works well for many people: paying their homeowner's insurance in escrow. Basically, what this means is that your homeowner's insurance premiums -- and possible your property taxes -- will be included in your monthly mortgage payment. Then, these smaller amounts of money will be held in escrow and will be used to make your homeowner's insurance and property tax payments for you.
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Is The Minimum Legal Coverage Enough For Auto Insurance?
When you are looking for ways to cut your expenses, you might consider reducing your car insurance policy to the minimum coverage your state requires. While this is legally possible, cutting your policy to the minimum coverage might not be a good idea. The minimum coverage required by law is not typically sufficient for situations when accidents occur, and here are several things you should know about this. Why states require coverage
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Have A House Fire? Be Sure To Do These 2 Things Regarding Your Insurance
Having a house fire can be quite devastating, but it can be even worse if you do not take the proper steps to file a claim with your insurance company. Here are a few things you should do to maximize your claim. 1. Do Not Throw Anything Away After the fire is extinguished, no matter how big or small, you may be tempted to start throwing things away that have been damaged.
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How Owning A Home Can Save On Car Insurance
Many different factors determine your car insurance rate, but did you know that home ownership is one of them? Yes, owning a home can affect your auto insurance rates, and the effect is typically positive. Here are some of the reasons you may enjoy low auto insurance premiums just because you own a home: Bundling Policies Most insurance companies don't restrict themselves to single lines of insurance; they offer multiple lines of insurance.
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Handle A Situation That Involves Vandalism And Theft At Your Residence
Homeowners insurance will protect your residence and the contents in it if they are vandalized or stolen. If you were recently out of town on a family vacation and came home to find that some of your jewelry is missing and there are visible signs of forced entry, use the advice that follows to assist with dealing with the crisis. File A Police Report You likely are fearful and may even be experiencing rage or confusion.
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